4 March 2026

With a diverse portfolio & unique AI teams: The Software House joins FinTech Poland community

Marek Gajda

3 min read

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The Software House has joined FinTech Poland, the country's leading digital finance think tank.


For TSH, it’s a way to put its fintech expertise, shaped by multiple projects, production-ready tools, and a growing AI delivery offering, in front of the companies that need them most.

TL;DR

  • FinTech Poland is a leading digital finance think tank

  • TSH has shaped its fintech expertise through many projects

  • FinTech Poland’s ecosystem studies AI’s impact on fintech

  • TSH‘s uniquely standardized AI-driven development plays into this

The Software House joins FinTech Poland


Founded in 2016, FinTech Poland is a think tank specializing in digital finance.

It brings together startups, financial institutions, investors, and technology partners to share knowledge, shape regulation, and drive fintech innovation forward.


Joining FinTech Poland means we can be closer to fintech companies and better understand the challenges they face. It makes it easier for us to adjust our offering to serve them and contribute to the entire fintech ecosystem.

Maciej Głowacki

COMMERCIAL DIRECTOR @ THE SOFTWARE HOUSE

TSH's fintech expertise: from payment platforms to AI


For The Software House, FinTech Poland membership is a natural step following years of work in the fintech sector.


TSH has delivered projects across areas as varied as global payments (SEPA, SWIFT, cards), banking, KYC and AML, Buy Now Pay Later, credit innovation, and replatforming.


The Software House has been consistently ranked among the top fintech companies by Clutch.

Top Custom Software Development Agencies for Fintech


Clutch's scoring tells you exactly what kind of company we are:

  • 19.2/20 from verified client reviews means we deliver as promised.

  • 10/10 for Clients & Experience means the calibre of companies we've worked with — and the depth of what we've built for them — leaves nothing to question.

  • 9.8/10 for Market Presence means we're a recognized, stable partner — not a gamble.

  • And 39/40 overall means there's very little room between us and flawless.


Find some of our fintech stories below


xpate: from days to minutes

Our client needed to replace its legacy infrastructure and speed up payouts for e-commerce merchants. TSH built a new AWS-powered platform from the ground up.

  • Payout time dropped from 3–10 days to minutes

  • Product observability improved, increasing platform resilience

xpate cut payout time for e-commerce merchants from 7 days to minutes

Fintech
Product Design & Development



Obligate: blockchain bonds at a fraction of the cost

Obligate had an app for issuing on-chain bonds. However, the cost of issuing bonds and the time required to do so were unsatisfactory, hampering growth and UX. TSH combined legal, technological, and financial expertise to build a new blockchain system.

  • Bond issuance costs reduced by 80%

  • Companies access funding from a diverse pool of investors

Obligate reduced the bond issuance costs by 80% and issuance time from weeks to hours

Fintech
Modernization



MCP payment solution: AI-driven payments in three months

A client needed a white-label MCP solution that allows users to pay via an AI chatbot. TSH supplemented the internal team and delivered under a tight deadline.

  • Working scalable solution shipped in three months

  • High integrability with AI agents, ready as a white-label product

One FinTech gained a competitive edge with an MCP-based AI chatbot

Fintech
AI

TSH engineers with experience in fintech projects like these can join your project within two to four weeks, backed by production-ready boilerplates and partner perks from AWS and Adyen. Find out more.


Fintech Poland and TSH’s commitment to AI for fintech


FinTech Poland is highly interested in AI’s impact on the financial sector. Its AI in Action brings together regulators, institutions, and businesses to develop AI best practices in finance. The organization co-produces reports on real-world applications of AI for fintech.


The Software House shares this interest, and the MCP story is just one expression of TSH's long-term commitment to using AI to benefit fintech companies.


TSH’s AI-Enabled Fintech Teams

With tight deadlines, shifting priorities, and high costs being the norm in fintech, we’ve been looking for the best way to address them. Enter our AI-Enabled Fintech Teams – specialized in combining fintech knowledge with AI-accelerated workflows to deliver faster without sacrificing quality.


What makes them different:

  • Immediate start and fast onboarding – on-demand discovery and teams ready to start delivering within weeks, not months

  • Proven fintech track record – engineers who have built payment rails, AML/KYC modules, and financial infrastructure across multiple fintech projects

  • Grounded in Effective Delivery – teams organized around value streams, with real ownership and architecture designed for autonomy and speed

  • AI-accelerated development – our proprietary AI Development Framework boosts productivity by 30–40% while keeping experienced engineers in the loop


TSH’s AI-driven development framework

These AI-Enabled teams provide a uniquely predictable performance thanks to our very own AI framework copilot-collections, with a standardized 4-step AI process.


AI development framework that speeds up software development for fintechs


We designed it to mirror our development approach, ensuring repeatable, efficient output from every team member and, on average, up to 40% higher per developer.


Our AI offering accelerates fintech delivery without compromising quality. To that end, we use repeatable workflows powered by our AI-driven development framework. Through FinTech Poland, we expect to find more ways to tackle real-world fintech challenges.


Marek Gajda

COO AT THE SOFTWARE HOUSE

Authors

  • Marek Gajda

    A COO at The Software House who is building bridges between technology and business. A former full-stack developer and experienced Scrum master. He has a solid background in Node, PHP, Java, Ruby, and .NET, but now codes just for fun. Marek has been directly involved in nearly 100 successful software projects. He is currently immersed in solving complex problems regarding cloud, scalability, and software architecture.

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AI-ENABLED FINTECH TEAMS

See how AI-Enabled Fintech Teams combine fintech expertise with AI-accelerated development to deliver faster without sacrificing quality.

Our teams have built payment rails, orchestration layers, and financial platforms across multiple fintech projects.

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