All-in-one fintech software development
Your fintech needs experts. We bring them to your team.
Proven track record with the Fintech industry
Scaling fintech development is hard without the right team
Building fintech products requires more than just software development. Security, compliance, and banking integrations add complexity, making it difficult to move fast without breaking.
We provide experts ready to integrate seamlessly with your team, so you can ship faster and stay ahead of the competition.
✅ Onboard engineers with fintech domain expertise in weeks
✅ Leverage Open Banking & API Economy solutions
✅ Stay fully compliant with PSD2, PCI DSS, ISO 27001, SOC 2, GDPR, and specific financial regs
20+
fintech projects delivered
300+
product specialists
4.9/5
willing to refer score
Integrate APIs, SDKs and cloud platforms without friction
Mambu
Cloud banking platform. An adjustable SaaS system supporting rapid innovation and outstanding customer experience. Used by Raiffeisen Bank and Tide.
A team that understands your field
What is your no. 1 challenge?
- Full-stack fintech development See the answer
- Open Banking & API integrations See the answer
- Real-time payments & digital wallets See the answer
- Embedded finance & Banking-as-a-Service See the answer
- Regulatory compliance, security & KYC See the answer
“The Software House is great at merging their team with ours and co-delivering”
As said by Ruben Vosmeer, xpate’s CTO, who’s been working with us for 3+ years. Connect with the software experts he rates as ★5 collaborators.
160+ delivered projects in over 24 countries
Collaboration models
01 Dedicated Product Team
A full-stack development team that understands fintech inside out. From integrating APIs to building banks from scratch.
02 Scale Your Engineering Team
Growth-oriented development
20+ fintech companies sped up software delivery and reached their goals with us
“They are all super friendly and reliable”
This comes from Uberchord’s CTO Eckart Burgwedel. Let’s have a private chat about your product growth plans.
From our CTO vs Status Quo series
Few industries can compete with finance when it comes to regulatory complexity
Find out how New10’s CTO turns regulatory burdens into business opportunities.
Tell us about your project
Transform the financial technology you have into something greater with a one-stop-shop development partner. Fintech innovation starts here.
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- Click the button below and select your goal
- Say a bit about the challenge of problem you’re facing
- We’ll reach you in 1 day to explain what we can do together
Frequently asked questions
What type of financial institutions and fintech software companies have you worked with?
For now, we can only mention projects with:
- A traditional bank that moved technology onto the AWS cloud with us. We used React, Serverless, and Node.js. Our design team later helped to rebrand their product’s UX/UI.
- A fintech with a B2B lending platform we supported with business logic work and development in React and Node.js plus Python.
- Another fintech called Energy Web (case study). They asked us to build a solar battery grid management app based on AWS, Ethereum, and Node.js.
- And yet another one called Arantio, where the founders flipped an intranet app into a payment processing platform for companies granting employee benefits
That experience plus 10 years of know-how can work for you.
We’re open to doing web development, business analysis, and cloud engineering work for traditional banks and fintech scale-ups. Representing a fintech software development company? Sure, let’s team up.
And if you need consulting services to failproof your strategy, guess what — your friend here can help too.
What services for the financial industry can you integrate?
We had success with connecting 8+ fintech-specific services that offer:
- EU, US, UK, and international payments in EUR with the set-up needed to earn the SEPA certificate
- International transfers in dozens of currencies
- 4 different payment gates that allow fintechs to accept debit plus credit cards, PayPal-like instant payments, and Google and Apple Wallet transfers
Simply put, expect your product to get packed with features all fintechs desire. Or as Microsoft would say it — “Introduce innovative business solutions today!”
Where can I find your previous projects from finance industry?
Check out our Portfolio website and filter the “Fintech & Banking” projects on the Industry panel on the left side.
My product requires extreme safety measures. What are your security standards?
The quality and security of the solutions we create are our top priority!
We employ tools like SonarQube, which adheres to the best OWASP practices for static code analysis. Moreover, in each project, we enforce minimum required access levels for all team members. To achieve this, we utilize tools such as 1Password and Azure Active Directory. These serve as gateways to all services accessible by team members.
We maintain restricted access to our infrastructure, allowing specific and essential tool access. As an AWS Advanced Partner and Well-Architected Partner, our dedication revolves around crafting solutions that emphasize both security and scalability.
AWS Security Foundations we follow
AWS Well-Architected
Our developers undergo security training and have AWS Certified Security – Speciality certification in this area.
- Offensive Security Certified Professional
- Certified Kubernetes Security Specialist (CKS)
- Microsoft Azure Security Technologies (AZ-500)
The AWS certifications in the TSH team (they grow monthly!):
- 53 x AWS Certified Cloud Practitioner
- 2 x AWS Certified Database – Specialty
- 3 x AWS Certified DevOps Engineer – Professional
- 10 x AWS Certified Developer – Associate
- 1 x AWS Certified Machine Learning – Speciality
- 4 x AWS Certified Security – Specialty
- 15 x AWS Certified Solutions Architect – Associate
- 5 x AWS Certified Solutions Architect – Professional
- 3 x AWS Certified SysOps Administrator – Associate
How many developers from your software development company can I have in my team?
Let’s face it. You could use a technology partner that lifts you throughout years, and that’s why we’re ready to offer you a product team of 2 to dozens of experts.
One client that stayed with us for 6 years grew the team to 20 professionals.
You’ll also have the freedom to scale up or down depending on workload, and to delegate a project in full by adding one of our very convincing PMs to the group.
Why should I trust you? How my business benefit from partnership with The Software House?
You’ll enter cooperation with a stable company from the European Union recognized for business growth and compliance with legal and security standards (Deloitte, Clutch, Financial Times, Computerworld).
We have vast experience with international financial and banking institutions in:
- integrating websites, tools, and services mostly used by fintech,
- cloud banking projects,
- loan-providing projects,
- integrating payment gateways,
- implementing authorization services,
- implementing legal regulations,
- adjusting modern tech stacks for scalability and flexibility,
- keeping firm adherence to project safety procedures.
What are your standards when cooperating with fintech?
Flawless integrations
There are lots of third-party tools and technologies with stable market position. Instead of reinventing the wheel, we work with solutions that have already been used by the industry and will integrate them with your platform.
Diligent compliance with the law
Fintechs need a license to operate. We understand the need for a legal department to verify the correctness of operations according to industry standards so that you don’t lose the license. We would never allow this.
Flexible architecture
Banks tend to be slow. Fintechs have to work faster, otherwise they will not be as attractive as traditional institutions. At the same time, fintechs are more respectful and adaptable to customers’ opinions and needs. Therefore, a software architecture must be easily modified.
We’ll help you take care of your customers.
The highest degree of cybersecurity
Leaking user data is unacceptable, and after an incident like that, fintech may even face the payment of GDPR penalties or potential bankruptcy, and never rebuild their reputation with investors and customers back.
Protecting the copyright of your code
Every line of code written is protected by copyright until the author waives such rights. Fintechs must be careful to always have the right to the code used before someone leaves the company, otherwise, they may not be able to ensure the legal operation of their product.
Which legal regulations are you familiar with/worked with?
- Transfers in Euro – EBA Clearing,
- User verification – KYC/AMLDORA (Digital Operational Resilience Act),
- GDPR (General Data Protection Regulation),
- Custom cybersecurity policy,
- Employee screening,
- Code license checks.
Headquarters
ul. Twarda 18
Warszawa, 00-105
Poland
ul. Dolnych Wałów 8
Gliwice, 44-100
Poland
The Software House
2025 The Software House | All rights reserved
2025 The Software House | All rights reserved