Fintech
& Banking
Whether you’re building a digital bank, or optimizing payments, our team helps you deliver technology that accelerates growth – without compliance headaches.





Built, launched, and scaled 20+ fintech solutions worldwide
Proven track record from 20+ fintech projects from payment gateways to digital banks
Production-ready boilerplates to shorten development time
Engineers with fintech fluency available in 2-4 weeks
Partner perks from AWS, Adyen and more...
Expertise
Complete payment ecosystem architecture and implementation
→ Full SEPA/SWIFT processing flows – custom-made or integrating 3rd parties
→ Split payment implementation – multi-party transaction handling for marketplaces and platforms
→ Payment gateway integration – direct connectivity with top PSPs and acquirers
→ Card issuing & processing – complete card lifecycle management with fraud monitoring
→ Currency exchange systems – multi-currency support
→ Acquiring workflows automation – merchant onboarding and transaction processing

Fintech
case studies
How we turn complex fintech ideas
into high-impact digital products
How we turn complex fintech ideas
into high-impact digital products

ABOUT TSH
"The Software House is great at merging their team with ours and co-delivering"
As said by Ruben Vosmeer, xpate’s CTO, who’s been working with us for 3+ years. Connect with the software experts he rates as ★ 5 collaborators.
Built on trusted technology
We work with the most widely used APIs, SDKs, and cloud platforms

Form3
Real-time payments infrastructure used by leading banks like Lloyds. Enables instant, API-first connectivity to SEPA, SWIFT, and UK/US payment rails – built for high-volume fintech operations.

Inventi
Modular core banking system powering account management, payments, and compliance. Built for scalability and fast go-to-market in regulated fintech environments.

Swan
Embedded finance platform for integrating IBANs, SEPA transfers, and KYC into your app. Ideal for neobanks and BaaS-powered fintech products.

CurrencyCloud
A Visa company offering global payment rails with automated FX, compliance, and transparent fees. Perfect for fintechs scaling international money movement.

Banking Circle
BaaS platform with API access to SEPA, SWIFT, and FX – plus built-in AML/KYC layers. Designed for regulated cross-border fintechs.

Incore
Swiss-grade infrastructure for tokenized and fiat asset management. Enables fintechs to embed digital asset flows in a compliant, modular way.
Clients
about us
They rate our work ★ 4.8/5.
Most stay over 3 years
→ CTO’s upskilling
guide for fintech
frontend teams
Frontend development guide for fintech CTOs.
Insights from 689 professionals

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with our expert

Adam Polak
CTO at The Software House