AI-Enabled
Fintech Teams
When you need to ship now, your deadlines are fixed and the core team is maxed out. Move quadruple-fast.
MARKET INSIGHT
Keep critical fintech delivery moving when deadlines, scale, and complexity hit at once
01
43% of companies say hiring fintech talent is costly, takes 5+ months, and often fails to deliver the right fit
Source: State of Tech Talent Report, 2024
02
Only 20% of fintechs believe they can successfully recruit and retain suitable talent
Source: EY Asia FinTech Survey, 2025
03
93% of fintechs are modernizing payments, but 57% struggle with multi-system integration
KPMG, 2025
HOW WE DO IT
Four forces of faster fintech delivery
Each one accelerates delivery. Together, they compound.
Start immediately. No ramp-up time
Right away, you get discovery with a fintech-savvy Architect or Engineering Manager.
Plus, a hiring process built for fast access to top talent in 2-8 weeks.
Speed up delivery by 30-40% with AI Framework
Our AI Development Framework increases productivity through a 4-phase workflow:
Research → Plan → Implement → Review.
Quality control: 11 AI agents & fintech-native engineers.
No learning curve for battle-tested fintech teams
We’ve delivered 30+ fintech projects across payment platforms, middleware, orchestration, and digital banking. You get battle-tested building blocks from day one.
Build teams that ship faster with fewer blockers
We structure teams for ownership, autonomy, and faster releases. So your products scale without bottlenecks, blurred decisions, or cross-team dependencies.
A COMPLETE AI PRODUCT ENGINEERING FRAMEWORK
AI framework. 30-40% faster with built-in quality control
01
A complete AI engineering framework
An end-to-end system for the full product lifecycle, with a structured sequence of 10 specialized agents. Not a prompt library.
02
Speed up where teams lose time
Average lead time reduced by up to 40%. Backlog creation from 1–2 days to 15 min. Context gathering from 60 min to 3 min.
03
No AI slop. No quality trade-offs
Used in 50+ commercial projects with structured review and human sign-off at every step. Can’t compromise on quality & security standards.
ABOUT TSH
"The Software House invested in developing their engineers to a new level, adjusting to the market’s needs."
As said by Ruben Vosmeer, xpate’s CTO, who’s been working with us for 3+ years. Connect with the fintech engineers he rates as 5★ collaborators.
Expertise
Complete payment ecosystem architecture and implementation
→ Full SEPA/SWIFT processing flows – custom-made or integrating 3rd parties
→ Split payment implementation – multi-party transaction handling for marketplaces and platforms
→ Payment gateway integration – direct connectivity with top PSPs and acquirers
→ Card issuing & processing – complete card lifecycle management with fraud monitoring
→ Currency exchange systems – multi-currency support
→ Acquiring workflows automation – merchant onboarding and transaction processing
Fintech
case studies
How we turn complex fintech ideas
into high-impact digital products
How we turn complex fintech ideas
into high-impact digital products
Built on trusted technology
We work with the most widely used APIs, SDKs, and cloud platforms
Form3
Real-time payments infrastructure used by leading banks like Lloyds. Enables instant, API-first connectivity to SEPA, SWIFT, and UK/US payment rails – built for high-volume fintech operations.
Inventi
Modular core banking system powering account management, payments, and compliance. Built for scalability and fast go-to-market in regulated fintech environments.
Swan
Embedded finance platform for integrating IBANs, SEPA transfers, and KYC into your app. Ideal for neobanks and BaaS-powered fintech products.
CurrencyCloud
A Visa company offering global payment rails with automated FX, compliance, and transparent fees. Perfect for fintechs scaling international money movement.
Banking Circle
BaaS platform with API access to SEPA, SWIFT, and FX – plus built-in AML/KYC layers. Designed for regulated cross-border fintechs.
Incore
Swiss-grade infrastructure for tokenized and fiat asset management. Enables fintechs to embed digital asset flows in a compliant, modular way.
Clients
about us
They rate our work ★ 4.8/5.
Most stay over 3 years
→ "Cooperation with the project team was extremely well organized. Currently, we are working with TSH on the final version of the app, and we are jointly planning the technical roadmap."
★★★★★
Wojciech Kowalski
Product Owner at Carrofina
→ “The Software House’s engineering team integrated well with our internal staff and is competent, hardworking, attentive, independent, and excellent at making architectural decisions”
★★★★★
Daniel Killenberger
CTO at Obligate
→ “The flexibility that The Software House gave us was a big plus in terms of scaling up. We were able to do more frontend work one month and more backend the next. They have all the capacity to grow with us.”
★★★★★
Pieter Beens
COO at Hipex
FAQ
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Get in touch
with our expert
Adam Polak
CTO at The Software House